Why choose DR Associates for your PHSP?


Our competitors would like you to think that because we're a small family business that's a disadvantage.  In fact our size is a huge advantage for you.  You not only get the lowest cost, highest quality PHSP in Canada but you get personal service 24-7 from a dedicated staff!  We won't try to sell you web portals or phone apps that can be hacked.  In fact, your financial and health information security is our top priority.  We use encrypted email for claim submission and keep all personal data in our offline computer system where its safe.

We've been providing direct reimbursement dental plans, insurance and financial consulting services to Canadian businesses since 1988, and we are accredited by the Better Business Bureau.  We invite you to read the references in our FAQ "Concepts" section.

Direct Reimbursement Associates Ltd is proud to offer secure Online Claim Submission service via e-Courier.  e-Courier makes submitting a claim quick and easy, saving you time as well as being the most secure document submission route available.  All your confidential health and financial information is encrypted right from your computer to ours.  Don't settle for less.

The following list of providers is presented to help you in your decision-making.  We believe this list is correct at the time of writing but cannot guarantee its accuracy.

Provider Name Admin Fee Registration Fee Online Submission
Direct Reimbursement Associates    5% $100.00 Yes
Cost Efficient Benefit Plan 5% $100.00 No
Imax Financial Services 10% $0.00 No
PreTax Health Canada 10% $99.00 Yes
Olympia Benefits 10% $99.00 annually Yes
McGill Financial 10% $125.00 No
DHC Administrators 10% $149.00 No
Beaton Insurance 10% $200.00 No
The Health Plan 10% $200.00 No
Shield Medical Inc. 10% $239.00 No
Hub Financial 10% $250.00 No
Winflex Health Solutions 10% $250.00 Yes
Medi Direct 10% $250.00 No
Serre Financial Services 10% $250.00 No
Custom Care 10% $295.00 No
Pacific First 15% $200.00 No

At Direct Reimbursement Associates Ltd, we value your business and want to earn it.  We present the above website links to other major providers across Canada so you can review their offerings.  We want you to comparison shop and select the best service to meet your needs.  We are very confident you will conclude that Direct Reimbursement Associates is the most economical PHSP provider in Canada.

While all PHSPs must follow the same tax regulations, you may have a requirement for one of our competitors' value-added services like a more complicated plan called a health trust.  Direct Reimbursement Associates does not offer health trusts - we offer a basic PHSP service to maximize tax savings to you while maintaining low-cost, simplicity and speed.

The websites of our competitors are informative and will help you further understand the marketplace for these Private Health Services Plans in Canada.  Ultimately, we believe the ongoing operating cost (admin fee) should be the key determinant in selecting your plan provider.

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